Travel Insurance – Why do you need travel insurance?

Thursday, October 3, 2013

‘All my bags are packed, I am ready to go,’ the ever famous 1966 John Denver classic which made it to every travellers must playlist never spoke about insurance. That would have taken the flavor out of the song. Can you imagine this song with lyrics like, “All my bags are packed, I am ready to go, Oh! I forgot to take the insurance quote. No way but today if this classic was to be remade, the word insurance would have to be put in somewhere. That is how important it is today.

Travel Insurance

Be it a business trip or a fun trip, you need to be insured. It doesn’t matter if you are a corporate or a backpacker, you need it. Things have changed, the world has become a different place, you are become much more important than you think.

From delayed flights to cancelled ones, from lost luggage to misplaced ones, from a last moment trip cancellation to being stranded at an unknown airport due to weather changes, almost everything today is covered under insurance.

Health is wealth and no one wants to fall sick when abroad, but you never know, from getting hospitalized in a foreign land to emergency medical evacuation should be reason enough to purchase an insurance.

Travel insurance comes in packages, it is important to understand them before investing in them. It makes a lot of sense to purchase a different package if you are frequent flier and a single trip insurance if you travel once a while. When moving abroad for work it is mandatory for employees to have travel insurance.

Should you or should you not?

Travel Insurance - Thomascook India

Absolutely, but what is more important is to choose the package that gives the best value for money and covers it all. Do not finalize your insurance by talking to just one of the companies, keep a pen and a paper handy and call at least five of them and take notes. Compare and make some more calls until you get exactly what you want. You will be surprised to see how flexible travel insurance is. Once insured, plug in the old classic again and relive the true meaning of the song.

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5 comments on “Travel Insurance – Why do you need travel insurance?

  1. Dear Sir,

    I would like to share my experience/comments of KERALA TOUR .

    Kerala is an established tourist destination for both Indians and non-Indians alike. Kerala is popular for her beaches, backwaters, mountain ranges and wildlife sanctuaries. Other popular attractions in the state include the beaches at Kovalam, Kappad and Varkala; backwater tourism and lake resorts around Vembanad Lake, Kumarakom and Alapuzha; hill stations and resorts at Munnar, Wayanad, Nelliampathi, Vagamon and Ponmudi; and national parks and wildlife sanctuaries at Periyar and Eravikulam National Park. Known as God’s Own Country, Kerala is a well-known globally as a vacationer’s heaven. With the breathtaking Arabian Sea on one side to the magical backwaters on the other, this state is a treasure full of natural beauty, lofty hills as well as greenery. With tourists coming in from across the world to soak in the beauty of the paradise, there are a number of attractions beckoning tourists.
    Highlights of Kerala Tour:
    A) Houseboat Cruise: Have you ever gone for a cruise in a houseboat on the backwaters of Kerala? One of the highlights of Kerala is staying in their houseboats. These luxury houseboats offer a cultural heritage and an innovative Kerala holidays idea. They are eco-friendly boats and are made using bamboo poles, ropes, coconut fibres, carpets etc. These boats have the facilities of a star categorised hotel. The backwaters in Kerala are a chain of brackish lagoons and lakes lying parallel to the Arabian Sea coast (known as the Malabar Coast. Houseboat or Kettuvalam rides in the backwaters are a major tourist attraction. Backwater tourism is centred mostly around Alappuzha kollam and Kumarakom. Boat races held during festival seasons are also a major tourist attraction in the backwater regions. The backwater network includes large lakes such as the Vembanad Lake being the largest among them, linked by 1500 km of canals, both man-made and natural and fed by several rivers, and extending virtually the entire length of Kerala state. The backwaters were formed by the action of waves and shore currents creating low barrier islands across the mouths of the many rivers flowing down from the Western Ghats range.

    B) Tea World of Munnar: A popular hill station, Munnar is well-known for its tea plantations. Also known as the Kashmir of the South, there are a number of tea estates where you can learn about the different manners by which tea is made. It is rejuvenating to take a walk in the plantations taking in the sweet aroma of fresh tea leaves. Eastern Kerala consists of land encroached upon by the Western Ghats; the region thus includes high mountains, gorges, and deep-cut valleys. The wildest lands are covered with dense forests, while other regions lie under tea and coffee plantations (established mainly in the 19th and 20th centuries) or other forms of cultivation. The Western Ghats rises on average to 1500 m elevation above sea level.
    C) Experience Ayurvedic Massage: Indulging in an Ayurvedic treatment is a must if you visit Kerala. Ayurveda treatments are popular throughout Kerala and there are a number of resorts that can be found. You can opt for a number of forms of natural treatments as well as rejuvenation. Medical tourism, promoted by traditional systems of medicine like Ayurveda and Siddha are widely popular in the state, and draws increasing numbers of tourists. A combination of many factors has led to the increase in popularity of medical tourism: high costs of healthcare in industrialised nations, ease and affordability of international travel, improving technology and standards of care.
    D) Wildlife of Kerala :
    Most of Kerala, whose native habitat consists of wet evergreen rainforests at lower elevations and highland deciduous and semi-evergreen forests in the east, is subject to a humid tropical climate. However, significant variations in terrain and elevation have resulted in a land whose biodiversity registers as among the world’s most significant. Most of Kerala’s significantly biodiverse tracts of wilderness lie in the evergreen forests of its easternmost districts. Kerala also hosts two of the world’s Ramsar Convention-listed wetlands: Lake Sasthamkotta and the Vembanad-Kol wetlands are noted as being wetlands of international importance.

    Thanks & Regards,
    Shekhar Narkar
    Asst. Manager- Leisure Travel ( Outbound) | Thomas Cook (India) Limited |
    Thomas Cook building| Dr. D.N Road ,Fort,Mumbai-400001 |
    Direct: +91 22-66091205

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  3. Very informative blog.. I liked the way you very briefly explained about the need of travel insurance policy. But as there are many travel insurance companies now that are available in the market and all claims to be the best it becomes very difficult to decide from where to buy the policy.. So i would recommend that before making a purchase decision everyone should check and compare all the policies online . By comparing one can choose that offers best at reasonable premium and also be saved from fake commitments..

  4. great issues altogether, you simply won a brand new reader.
    What could you suggest in regards to your post that you made a few
    days in the past? Any sure?

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